Saving Savvy

Saving Savvy

I budget my savings. Weird? Maybe. However, it works well for us so I am going to share in case you think it will work well for you, too! Whether you have $10 or $1,000 left at the end of the month, you can use this system to save. First, decide on your categories. My [...]

“No Spend” Month

“No Spend” Month

In February, I reread The Total Money Makeover by Dave Ramsey and I read The Automatic Millionaire by David Bach for the first time. (The Automatic Millionaire was actually my book club read!) Reading these books in February gave me new energy to achieve my financial goals. And so, the idea for a "No Spend" [...]

Mindful Money Practices

Mindful Money Practices

When was the last time you printed out your credit card statement and went through it to see how much you pay for groceries? Gas? Eating out? Have you ever done that? The last time I did this, I sat down with a pack of highlighters and spent forty-five minutes color coding each category and [...]